Built for NHS professionals, forecast your retirement income and stay ahead of Annual Allowance charges.
What we provide
We analyse your NHS pension record and project your benefits to your chosen retirement date. You’ll receive a clear, easy-to-understand report, followed by a call with an NHS pension specialist to walk through the results and answer your questions.
Our analysis takes into account Annual Allowance, Scheme Pays, Lifetime Allowance, and the McCloud remedy, and allows for scenario modelling such as reduced hours, additional roles, or salary sacrifice.
If you have already started drawing your pension this service allows you to check your NHS Pension Award. We review your award to confirm accuracy, spot errors, and ensure you’re receiving the pension you’re entitled to.
We provide end-to-end support with the McCloud remedy, including a full review of your Remediable Pension Savings Statement (RPSS), recalculation of tax liabilities, and identification of any refunds due for the 2015/16 to 2022/23 tax years.
We utilise HMRC’s online digital service to process and submit your RPSS directly, using an efficient process aligned with HMRC requirements to retrieve historic tax data.
Our fees are fully recoverable under the cost-claim back scheme, and we will assist you throughout the claims process.